/* ==========================================================
   ROOTMAN FINANCIAL SERVICES — style.css
   ========================================================== */

/* ----------------------------------------------------------
   1. CSS Custom Properties
   ---------------------------------------------------------- */
:root {
  --navy:       #0b2240;
  --navy-deep:  #071628;
  --navy-mid:   #0d2b4e;
  --gold:       #c9a84c;
  --gold-light: #e0bf6a;
  --gold-pale:  #f5edd8;
  --white:      #ffffff;
  --off-white:  #f8f7f4;
  --text-dark:  #1a1a2e;
  --text-mid:   #4a5568;
  --text-light: #8896a8;

  --sp-xs:  8px;
  --sp-sm:  16px;
  --sp-md:  24px;
  --sp-lg:  40px;
  --sp-xl:  64px;
  --sp-2xl: 96px;

  --fs-xs:   11px;
  --fs-sm:   13px;
  --fs-base: 15px;
  --fs-md:   16px;
  --fs-lg:   22px;
  --fs-xl:   32px;
  --fs-2xl:  52px;
  --fs-3xl:  68px;

  --transition-fast: 0.2s ease;
  --transition-mid:  0.3s ease;
  --transition-slow: 0.5s ease;

  --radius-sm:  4px;
  --radius-md:  10px;
  --radius-lg:  16px;
}

/* ----------------------------------------------------------
   2. Reset & Base
   ---------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: 'DM Sans', sans-serif;
  font-size: var(--fs-base);
  background: var(--white);
  color: var(--text-dark);
  overflow-x: hidden;
  line-height: 1.6;
}
img    { max-width: 100%; display: block; }
a      { text-decoration: none; color: inherit; }
ul     { list-style: none; }
button { font-family: inherit; cursor: pointer; }

/* ----------------------------------------------------------
   3. Accessibility Utilities
   ---------------------------------------------------------- */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--sp-sm);
  background: var(--gold);
  color: var(--navy-deep);
  padding: 10px 20px;
  font-weight: 600;
  font-size: var(--fs-sm);
  border-radius: 0 0 var(--radius-sm) var(--radius-sm);
  z-index: 10000;
  transition: top var(--transition-fast);
}
.skip-link:focus { top: 0; }

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}

/* ----------------------------------------------------------
   4. Navigation
   ---------------------------------------------------------- */
#site-nav {
  position: sticky;
  top: 0;
  z-index: 900;
  background: rgba(7,22,40,0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(201,168,76,0.15);
}
.nav-inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 70px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}
.logo img { height: 40px; width: 40px; object-fit: contain; }
.logo-text {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.5px;
  line-height: 1.2;
}
.logo-text span { color: var(--gold); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  color: rgba(255,255,255,0.65);
  font-size: var(--fs-xs);
  font-weight: 500;
  letter-spacing: 0.5px;
  transition: color var(--transition-fast);
  position: relative;
  padding: 4px 0;
  text-transform: uppercase;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0;
  width: 0; height: 1px;
  background: var(--gold);
  transition: width var(--transition-mid);
}
.nav-links a:hover,
.nav-links a.active { color: var(--gold); }
.nav-links a:hover::after,
.nav-links a.active::after { width: 100%; }

.nav-cta {
  background: var(--gold) !important;
  color: var(--navy-deep) !important;
  padding: 9px 20px !important;
  border-radius: var(--radius-sm) !important;
  font-weight: 600 !important;
}
.nav-cta::after { display: none !important; }
.nav-cta:hover  { background: var(--gold-light) !important; transform: translateY(-1px); }

.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 40px; height: 40px;
  background: transparent;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-sm);
  padding: 6px;
}
.hamburger-bar {
  display: block;
  width: 20px; height: 1.5px;
  background: var(--white);
  border-radius: 2px;
  transition: transform var(--transition-mid), opacity var(--transition-mid);
}
.hamburger[aria-expanded="true"] .hamburger-bar:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.hamburger[aria-expanded="true"] .hamburger-bar:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] .hamburger-bar:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ----------------------------------------------------------
   5. Mobile Menu
   ---------------------------------------------------------- */
.mobile-menu-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.65);
  z-index: 950;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-mid);
}
.mobile-menu-overlay.active {
  opacity: 1;
  pointer-events: all;
}

.mobile-menu {
  position: fixed;
  top: 0; right: 0;
  width: min(320px, 88vw);
  height: 100%;
  background: var(--navy-deep);
  z-index: 960;
  display: flex;
  flex-direction: column;
  padding: 0;
  transform: translateX(100%);
  transition: transform var(--transition-mid);
  border-left: 1px solid rgba(201,168,76,0.15);
  overflow-y: auto;
}
.mobile-menu.open { transform: translateX(0); }

.mobile-menu-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0 var(--sp-md);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  height: 70px;
  flex-shrink: 0;
}
.mobile-menu-brand {
  font-family: 'Cormorant Garamond', serif;
  font-size: 18px;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.5px;
}
.mobile-menu-brand span { color: var(--gold); }

.mobile-menu-close {
  background: transparent;
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.6);
  width: 36px; height: 36px;
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  transition: color var(--transition-fast), border-color var(--transition-fast);
  flex-shrink: 0;
}
.mobile-menu-close:hover { color: var(--gold); border-color: rgba(201,168,76,0.4); }

.mobile-menu-links {
  list-style: none;
  padding: var(--sp-md) 0;
  margin: 0;
  flex: 1;
}
.mobile-menu-links li {
  display: block;
}
.mobile-menu-links a {
  display: block;
  padding: 14px var(--sp-md);
  font-size: 15px;
  font-weight: 500;
  color: rgba(255,255,255,0.75) !important;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  transition: color var(--transition-fast), padding-left var(--transition-fast);
  letter-spacing: 0.3px;
  text-decoration: none;
}
.mobile-menu-links a:hover,
.mobile-menu-links a.active {
  color: var(--gold) !important;
  padding-left: calc(var(--sp-md) + 8px);
}

.mobile-menu-cta {
  padding: var(--sp-sm) var(--sp-md);
  border-top: 1px solid rgba(255,255,255,0.06);
  flex-shrink: 0;
}
.mobile-menu-foot {
  display: flex;
  gap: var(--sp-sm);
  padding: var(--sp-sm) var(--sp-md) var(--sp-lg);
  font-size: var(--fs-xs);
  color: rgba(255,255,255,0.3);
  flex-shrink: 0;
}
.mobile-menu-foot a {
  color: rgba(255,255,255,0.4);
  text-decoration: none;
  transition: color var(--transition-fast);
}
.mobile-menu-foot a:hover { color: var(--gold); }

body.menu-open { overflow: hidden; }

/* ----------------------------------------------------------
   6. Shared Section Utilities
   ---------------------------------------------------------- */
.section-inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
}
.section-label {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: var(--sp-md);
}
.section-label-line {
  width: 28px; height: 2px;
  background: var(--gold);
  border-radius: 2px;
  flex-shrink: 0;
}
.section-label-text {
  font-size: var(--fs-xs);
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
}
.section-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: var(--fs-2xl);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: var(--sp-sm);
}
.section-title em { font-style: italic; color: var(--gold); }
.section-desc {
  font-size: var(--fs-md);
  font-weight: 300;
  color: var(--text-mid);
  line-height: 1.75;
  max-width: 520px;
  margin-bottom: var(--sp-lg);
}

/* ----------------------------------------------------------
   7. Buttons
   ---------------------------------------------------------- */
.btn-primary {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-deep);
  padding: 13px 30px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.3px;
  transition: background var(--transition-mid), transform var(--transition-mid), box-shadow var(--transition-mid);
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(201,168,76,0.3);
}
.btn-primary:focus-visible { outline-color: var(--gold-light); }
.btn-full { width: 100%; text-align: center; }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.7);
  font-size: 14px;
  font-weight: 500;
  padding: 13px 0;
  transition: color var(--transition-fast);
}
.btn-ghost:hover { color: var(--gold); }
.btn-ghost-arrow {
  width: 28px; height: 28px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  transition: border-color var(--transition-mid), background var(--transition-mid);
  flex-shrink: 0;
}
.btn-ghost:hover .btn-ghost-arrow {
  border-color: var(--gold);
  background: rgba(201,168,76,0.1);
}

.btn-outline-navy {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: transparent;
  color: var(--navy);
  border: 1.5px solid var(--navy);
  padding: 12px 26px;
  border-radius: var(--radius-sm);
  font-size: var(--fs-sm);
  font-weight: 600;
  transition: background var(--transition-mid), color var(--transition-mid), transform var(--transition-mid);
}
.btn-outline-navy:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-2px);
}

/* ----------------------------------------------------------
   8. Hero
   ---------------------------------------------------------- */
.hero {
  background: var(--navy-deep);
  position: relative;
  overflow: hidden;
  min-height: 92vh;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(201,168,76,0.07) 0%, transparent 65%);
  pointer-events: none;
}
.hero-inner {
  position: relative; z-index: 2;
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  padding: 100px 0 80px;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: var(--sp-md);
}
.hero-eyebrow-line { width: 32px; height: 1px; background: var(--gold); flex-shrink: 0; }
.hero-eyebrow-text {
  font-size: var(--fs-xs);
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
}
.hero-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: var(--fs-3xl);
  font-weight: 600;
  line-height: 1.05;
  color: var(--white);
  margin-bottom: var(--sp-md);
}
.hero-title em { font-style: italic; color: var(--gold); }
.hero-tagline {
  font-family: 'Cormorant Garamond', serif;
  font-size: 15px;
  font-weight: 500;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: var(--sp-md);
  margin-top: -10px;
}
.hero-subtitle {
  font-size: var(--fs-md);
  font-weight: 300;
  color: rgba(255,255,255,0.6);
  line-height: 1.75;
  max-width: 460px;
  margin-bottom: var(--sp-lg);
}
.hero-subtitle strong { color: rgba(255,255,255,0.85); font-weight: 500; }
.hero-actions { display: flex; gap: var(--sp-sm); align-items: center; flex-wrap: wrap; }

.hero-right { display: flex; justify-content: center; align-items: center; }
.hero-logo-wrap { position: relative; display: flex; align-items: center; justify-content: center; }
.hero-logo-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.12);
}
.hero-logo-ring-1 { width: 380px; height: 380px; }
.hero-logo-ring-2 { width: 300px; height: 300px; }
.hero-logo-ring-3 {
  width: 240px; height: 240px;
  border: none;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
}
.hero-eagle {
  width: 220px; height: 220px;
  object-fit: contain;
  filter: drop-shadow(0 0 40px rgba(201,168,76,0.25));
  position: relative; z-index: 2;
  animation: floatEagle 5s ease-in-out infinite;
}
@keyframes floatEagle {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-12px); }
}
.hero-stat-card {
  position: absolute;
  background: rgba(7,22,40,0.88);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: var(--radius-md);
  padding: 18px 22px;
  min-width: 148px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.4);
}
.hero-stat-card-1 { top: -30px;    left: -80px; }
.hero-stat-card-2 { bottom: -30px; right: -80px; }
.hero-stat-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 30px; font-weight: 600;
  color: var(--gold); line-height: 1;
  margin-bottom: 4px;
}
.hero-stat-label { font-size: var(--fs-xs); color: rgba(255,255,255,0.5); letter-spacing: 0.5px; }

.hero-scroll {
  position: absolute;
  bottom: 36px; left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  display: flex; flex-direction: column; align-items: center; gap: var(--sp-xs);
  color: rgba(255,255,255,0.3);
  font-size: 10px; letter-spacing: 2px; text-transform: uppercase;
}
.hero-scroll-line {
  width: 1px; height: 40px;
  background: linear-gradient(to bottom, rgba(201,168,76,0.6), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}
@keyframes scrollPulse { 0%,100% { opacity: 0.4; } 50% { opacity: 1; } }

/* ----------------------------------------------------------
   9. Trust Strip
   ---------------------------------------------------------- */
.trust-strip {
  background: var(--off-white);
  border-top: 1px solid rgba(0,0,0,0.06);
  border-bottom: 1px solid rgba(0,0,0,0.06);
  padding: 28px 0;
}
.trust-strip-inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-strip-label {
  font-size: var(--fs-xs);
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-light);
  white-space: nowrap;
}
.trust-strip-divider {
  width: 1px; height: 28px;
  background: rgba(0,0,0,0.1);
  flex-shrink: 0;
}
.trust-badges { display: flex; align-items: flex-start; gap: 36px; flex-wrap: wrap; }
.trust-badge-item {
  background: none;
  border: none;
  cursor: pointer;
  text-align: center;
  transition: transform var(--transition-fast);
  padding: 4px;
}
.trust-badge-item:hover { transform: translateY(-2px); }
.trust-badge-abbr {
  font-family: 'Cormorant Garamond', serif;
  font-size: 22px; font-weight: 700;
  color: var(--navy); letter-spacing: 2px;
  line-height: 1.2;
  display: flex; align-items: center; justify-content: center;
  min-width: 100px;
}
.trust-badge-full {
  font-size: 10px; color: var(--text-light);
  letter-spacing: 0.3px; text-align: center;
  min-width: 100px; max-width: 120px;
  line-height: 1.5; margin-top: 4px;
}

/* ----------------------------------------------------------
   10. Badge Popup
   ---------------------------------------------------------- */
.badge-popup-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.72);
  z-index: 9999;
  align-items: center; justify-content: center;
  padding: var(--sp-md);
  backdrop-filter: blur(4px);
}
.badge-popup-overlay.open { display: flex; }
.badge-popup-box {
  background: var(--navy);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: var(--radius-lg);
  max-width: 460px; width: 100%;
  padding: 44px 40px;
  position: relative;
}
.badge-popup-close {
  position: absolute; top: 16px; right: 18px;
  background: none; border: none;
  color: rgba(255,255,255,0.35);
  transition: color var(--transition-fast);
  padding: 6px;
  display: flex; align-items: center; justify-content: center;
}
.badge-popup-close:hover { color: var(--gold); }
.badge-popup-title {
  font-family: 'Cormorant Garamond', serif;
  color: var(--gold); font-size: 22px; font-weight: 600;
  margin-bottom: var(--sp-sm);
  line-height: 1.25;
  padding-right: 32px;
}
.badge-popup-body {
  color: rgba(255,255,255,0.6);
  line-height: 1.75; font-size: 14px;
  margin-bottom: var(--sp-lg);
}

/* ----------------------------------------------------------
   11. Services
   ---------------------------------------------------------- */
.services { padding: var(--sp-2xl) 0 110px; background: var(--white); }

.services-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-md);
  align-items: stretch;
}

.services-layout > * {
  min-height: 100%;
}

.service-feature-card {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 52px 44px;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  height: 100%;
}
.service-feature-card::before {
  content: '';
  position: absolute; top: -60px; right: -60px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(201,168,76,0.12) 0%, transparent 65%);
  pointer-events: none;
}
.service-feature-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 110px;
  font-weight: 600;
  color: rgba(255,255,255,0.04);
  line-height: 1;
  position: absolute;
  top: 20px;
  left: 28px;
  z-index: 1;
  pointer-events: none;
  user-select: none;
}
.service-feature-icon {
  color: var(--gold);
  margin-bottom: var(--sp-sm);
  margin-top: 100px;
  position: relative;
  z-index: 3;
}
.service-feature-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 30px; font-weight: 600;
  color: var(--white); margin-bottom: 12px;
  position: relative; z-index: 2;
  line-height: 1.25;
}
.service-feature-desc {
  font-size: var(--fs-sm); color: rgba(255,255,255,0.58);
  line-height: 1.75; margin-bottom: var(--sp-md);
  position: relative; z-index: 2;
}
.service-feature-includes { position: relative; z-index: 2; margin-bottom: var(--sp-md); }
.service-feature-includes-label {
  font-size: var(--fs-xs); font-weight: 600;
  letter-spacing: 2px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 12px;
}
.service-feature-list { display: flex; flex-direction: column; gap: 8px; }
.service-feature-list li {
  display: flex; align-items: center; gap: 10px;
  font-size: var(--fs-sm); color: rgba(255,255,255,0.65);
}
.service-feature-list li::before {
  content: '';
  width: 5px; height: 5px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
}
.service-feature-stats {
  display: flex; gap: var(--sp-md);
  margin-bottom: var(--sp-md);
  position: relative; z-index: 2;
}
.service-feature-stat { text-align: center; }
.service-feature-stat-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 26px; font-weight: 600;
  color: var(--gold); line-height: 1;
}
.service-feature-stat-label {
  font-size: var(--fs-xs); color: rgba(255,255,255,0.4); margin-top: 2px;
}
.service-feature-stat-divider { width: 1px; background: rgba(255,255,255,0.1); }
.service-feature-link {
  display: inline-flex; align-items: center; gap: 10px;
  color: var(--gold); font-size: var(--fs-sm);
  font-weight: 600; letter-spacing: 0.5px;
  transition: gap var(--transition-mid);
  position: relative; z-index: 2;
}
.service-feature-link:hover { gap: 14px; }

.service-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-auto-rows: 1fr;
  gap: var(--sp-sm);
  height: 100%;
  align-content: stretch;
}
.service-card {
  background: var(--gold-pale);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  border: 1.5px solid rgba(201,168,76,0.28);
  transition: background var(--transition-mid), transform var(--transition-mid), box-shadow var(--transition-mid), border-color var(--transition-mid);
  display: flex;
  flex-direction: column;
  height: 100%;
}
.service-card:hover {
  background: var(--navy);
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(11,34,64,0.15);
  border-color: var(--navy);
}
.service-card-icon {
  color: var(--navy);
  margin-bottom: 12px;
  transition: color var(--transition-mid);
}
.service-card:hover .service-card-icon { color: var(--gold); }
.service-card-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px; font-weight: 600;
  color: var(--navy); margin-bottom: 8px;
  transition: color var(--transition-mid);
  line-height: 1.2;
}
.service-card:hover .service-card-title { color: var(--gold); }
.service-card-desc {
  font-size: var(--fs-sm);
  color: var(--text-mid);
  line-height: 1.65;
  transition: color var(--transition-mid);
  margin-top: auto;
}
.service-card:hover .service-card-desc { color: rgba(255,255,255,0.6); }

.services-footer {
  margin-top: var(--sp-lg);
  display: flex; align-items: center;
  justify-content: space-between; flex-wrap: wrap;
  gap: var(--sp-md);
  padding-top: var(--sp-lg);
  border-top: 1px solid rgba(0,0,0,0.07);
}
.services-footer-text { font-size: 14px; color: var(--text-mid); }

/* ----------------------------------------------------------
   12. Why Us
   ---------------------------------------------------------- */
.why-us {
  padding: var(--sp-2xl) 0;
  background: var(--navy);
  position: relative; overflow: hidden;
}
.why-us::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.why-us-inner { position: relative; z-index: 2; width: min(1200px, calc(100% - 48px)); margin: 0 auto; }
.why-us .section-title { color: var(--white); }
.why-us .section-title em { color: var(--gold); }
.why-us .section-desc { color: rgba(255,255,255,0.5); }

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
}
.why-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  padding: 40px 28px;
  position: relative; overflow: hidden;
  transition: background var(--transition-mid), border-color var(--transition-mid);
}
.why-card:first-child { border-radius: var(--radius-md) 0 0 var(--radius-md); }
.why-card:last-child  { border-radius: 0 var(--radius-md) var(--radius-md) 0; }
.why-card::before {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition-slow);
  transform-origin: left;
}
.why-card:hover { background: rgba(201,168,76,0.06); border-color: rgba(201,168,76,0.2); }
.why-card:hover::before { transform: scaleX(1); }
.why-card-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 48px; font-weight: 600;
  color: rgba(201,168,76,0.14); line-height: 1;
  margin-bottom: 16px;
}
.why-card-icon { color: var(--gold); margin-bottom: 14px; }
.why-card-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px; font-weight: 600;
  color: var(--white); margin-bottom: 10px; line-height: 1.3;
}
.why-card-desc { font-size: var(--fs-sm); color: rgba(255,255,255,0.52); line-height: 1.75; }

/* ----------------------------------------------------------
   13. Stats
   ---------------------------------------------------------- */
.stats {
  padding: var(--sp-xl) 0;
  background: var(--gold-pale);
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
}
.stats-inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.stat-item {
  text-align: center;
  padding: var(--sp-md);
  position: relative;
}
.stat-item:not(:last-child)::after {
  content: '';
  position: absolute; top: 20%; right: 0;
  height: 60%; width: 1px;
  background: rgba(201,168,76,0.3);
}
.stat-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 60px; font-weight: 600;
  color: var(--navy); line-height: 1;
  margin-bottom: 8px;
}
.stat-num-text {
  font-size: 28px;
  letter-spacing: 1px;
  line-height: 1.2;
  padding-top: 8px;
}
.stat-label { font-size: var(--fs-sm); font-weight: 500; color: var(--text-mid); letter-spacing: 0.5px; }

/* ----------------------------------------------------------
   14. Regulatory
   ---------------------------------------------------------- */
.regulatory { padding: var(--sp-2xl) 0; background: var(--white); }
.regulatory-layout {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 80px;
  align-items: center;
}
.regulatory-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-sm); }
.reg-card {
  background: none;
  border: 1.5px solid rgba(0,0,0,0.08);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  cursor: pointer;
  transition: border-color var(--transition-mid), transform var(--transition-mid), box-shadow var(--transition-mid);
  position: relative; overflow: hidden;
  text-align: left;
}
.reg-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition-mid);
  transform-origin: left;
}
.reg-card:hover { border-color: var(--navy); transform: translateY(-4px); box-shadow: 0 16px 40px rgba(11,34,64,0.1); }
.reg-card:hover::before { transform: scaleX(1); }
.reg-card-abbr {
  font-family: 'Cormorant Garamond', serif;
  font-size: 26px; font-weight: 700;
  color: var(--navy); margin-bottom: 6px;
}
.reg-card-name { font-size: 12px; color: var(--text-mid); line-height: 1.5; margin-bottom: 14px; }
.reg-card-cta {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: var(--fs-xs); font-weight: 600;
  letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--gold);
}

/* ----------------------------------------------------------
   15. Contact Strip
   ---------------------------------------------------------- */
.contact-strip {
  padding: var(--sp-2xl) 0;
  background: var(--navy-deep);
  position: relative; overflow: hidden;
}
.contact-strip::before {
  content: '';
  position: absolute; bottom: -200px; left: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(201,168,76,0.05) 0%, transparent 65%);
  pointer-events: none;
}
.contact-strip-inner { position: relative; z-index: 2; width: min(1200px, calc(100% - 48px)); margin: 0 auto; }
.contact-strip .section-title { color: var(--white); }
.contact-strip .section-title em { color: var(--gold); }
.contact-strip .section-desc { color: rgba(255,255,255,0.5); }
.contact-note {
  display: flex; align-items: center; gap: 10px;
  font-size: 12px; color: var(--gold); letter-spacing: 0.5px;
  margin-bottom: var(--sp-xl);
  margin-top: -24px;
}
.contact-note-dot {
  width: 6px; height: 6px;
  background: var(--gold); border-radius: 50%;
  flex-shrink: 0;
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-md);
}
.contact-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  padding: 34px 28px;
  display: flex; flex-direction: column; gap: var(--sp-sm);
  transition: background var(--transition-mid), border-color var(--transition-mid), transform var(--transition-mid);
}
.contact-card:hover { background: rgba(255,255,255,0.07); border-color: rgba(201,168,76,0.3); transform: translateY(-4px); }
.contact-card-icon { color: var(--gold); }
.contact-card-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 22px; font-weight: 600; color: var(--white);
}
.contact-card-detail { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.65; flex: 1; }
.contact-card-btn {
  display: block; text-align: center;
  padding: 11px 22px; border-radius: var(--radius-sm);
  font-size: var(--fs-sm); font-weight: 600;
  margin-top: auto;
  transition: background var(--transition-mid), transform var(--transition-fast);
}
.contact-card-btn:hover { transform: translateY(-1px); }
.btn-navy       { background: rgba(255,255,255,0.08); color: var(--white); border: 1px solid rgba(255,255,255,0.12); }
.btn-navy:hover { background: rgba(255,255,255,0.15); }
.btn-gold-solid       { background: var(--gold); color: var(--navy-deep); }
.btn-gold-solid:hover { background: var(--gold-light); }
.btn-whatsapp         { background: #25D366; color: var(--white); }
.btn-whatsapp:hover   { background: #1ebe5d; }

/* ----------------------------------------------------------
   16. Footer
   ---------------------------------------------------------- */
footer {
  background: var(--navy-deep);
  border-top: 1px solid rgba(255,255,255,0.05);
  padding: 60px 0 0;
}
.footer-inner { width: min(1200px, calc(100% - 48px)); margin: 0 auto; }
.footer-top {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap: 56px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.footer-brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: var(--sp-sm);
}
.footer-brand-logo img {
  height: 40px;
  width: 40px;
  object-fit: contain;
  flex-shrink: 0;
}
.footer-brand-name {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px; font-weight: 600;
  color: var(--white); line-height: 1.25;
}
.footer-brand-name span { color: var(--gold); }
.footer-brand-desc { font-size: var(--fs-sm); color: rgba(255,255,255,0.38); line-height: 1.75; max-width: 220px; }
.footer-col-title {
  font-size: var(--fs-xs); font-weight: 600;
  letter-spacing: 2.5px; text-transform: uppercase;
  color: var(--gold); margin-bottom: var(--sp-sm);
}
.footer-col a,
.footer-col p {
  display: block; font-size: var(--fs-sm);
  color: rgba(255,255,255,0.42);
  margin-bottom: 10px; line-height: 1.6;
  transition: color var(--transition-fast), padding-left var(--transition-fast);
}
.footer-col a:hover { color: var(--gold); padding-left: 4px; }
.footer-bottom {
  display: flex; align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  flex-wrap: wrap; gap: 12px;
}
.footer-copy,
.footer-popia { font-size: 12px; color: rgba(255,255,255,0.22); }
.footer-copy a { color: rgba(255,255,255,0.35); transition: color var(--transition-fast); }
.footer-copy a:hover { color: var(--gold); }

/* ----------------------------------------------------------
   17. WhatsApp Float
   ---------------------------------------------------------- */
.whatsapp-float {
  position: fixed;
  bottom: 28px; right: 28px;
  z-index: 8000;
  background: #25D366;
  border-radius: 50%;
  width: 52px; height: 52px;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 20px rgba(37,211,102,0.42);
  transition: transform var(--transition-mid), box-shadow var(--transition-mid);
}
.whatsapp-float:hover { transform: scale(1.08); box-shadow: 0 10px 28px rgba(37,211,102,0.5); }
.whatsapp-float svg { width: 26px; height: 26px; }

/* ----------------------------------------------------------
   18. Chat Widget
   ---------------------------------------------------------- */
#chat-widget {
  position: fixed;
  bottom: 92px; right: 28px;
  z-index: 8001;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 10px;
}
#chat-toggle {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--navy);
  border: 2px solid var(--gold);
  color: var(--white);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 22px rgba(11,34,64,0.4);
  transition: transform var(--transition-mid), box-shadow var(--transition-mid);
}
#chat-toggle:hover { transform: scale(1.08); box-shadow: 0 10px 28px rgba(11,34,64,0.5); }
#chat-box {
  width: 340px;
  height: 480px;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 60px rgba(0,0,0,0.2);
  display: none;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid #e6e6e6;
}
#chat-box.open { display: flex; }
#chat-header {
  background: var(--navy);
  padding: 14px 16px;
  display: flex; justify-content: space-between; align-items: center;
  border-bottom: 2px solid var(--gold);
  flex-shrink: 0;
}
#chat-header-info { display: flex; align-items: center; gap: 10px; }
#chat-avatar {
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy-deep);
  font-weight: 700; font-size: 14px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
#chat-name   { color: var(--white); font-weight: 600; font-size: 14px; line-height: 1.2; }
#chat-status { color: #4ade80; font-size: 11px; }
#chat-close {
  background: none; border: none;
  color: rgba(255,255,255,0.45);
  display: flex; align-items: center; justify-content: center;
  padding: 6px; transition: color var(--transition-fast);
}
#chat-close:hover { color: var(--white); }
#chat-messages {
  flex: 1; overflow-y: auto;
  padding: 16px 14px;
  display: flex; flex-direction: column; gap: 10px;
  background: #f7f8f9;
}
.bot-msg {
  background: var(--navy);
  color: var(--white);
  padding: 11px 14px;
  border-radius: 14px 14px 14px 4px;
  font-size: var(--fs-sm); line-height: 1.6;
  max-width: 86%; align-self: flex-start;
  white-space: pre-wrap;
}
.user-msg {
  background: var(--gold);
  color: var(--navy-deep);
  padding: 11px 14px;
  border-radius: 14px 14px 4px 14px;
  font-size: var(--fs-sm); line-height: 1.6;
  max-width: 86%; align-self: flex-end;
  font-weight: 600;
  white-space: pre-wrap;
}
.typing-msg {
  background: var(--navy);
  color: rgba(255,255,255,0.5);
  padding: 11px 14px;
  border-radius: 14px 14px 14px 4px;
  font-size: var(--fs-sm); max-width: 86%;
  align-self: flex-start;
}
#chat-input-row {
  display: flex; padding: 10px 12px;
  gap: var(--sp-xs); border-top: 1px solid #e6e6e6;
  background: var(--white); flex-shrink: 0;
}
#chat-input {
  flex: 1; padding: 9px 14px;
  border: 1.5px solid #e0e0e0;
  border-radius: 20px;
  font-size: var(--fs-sm);
  font-family: 'DM Sans', sans-serif;
  outline: none;
  transition: border-color var(--transition-fast);
}
#chat-input:focus { border-color: var(--navy); }
#chat-send {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--gold); color: var(--navy-deep);
  border: none;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: background var(--transition-fast);
}
#chat-send:hover    { background: var(--gold-light); }
#chat-send:disabled { opacity: 0.5; cursor: not-allowed; }

/* ----------------------------------------------------------
   19. Scroll Animations
   ---------------------------------------------------------- */
.fade-up {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ----------------------------------------------------------
   20. Responsive — 1024px
   ---------------------------------------------------------- */
@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 48px; text-align: center;
    padding: 80px 0 60px;
  }
  .hero-subtitle { margin: 0 auto var(--sp-lg); }
  .hero-actions  { justify-content: center; }
  .hero-right    { order: -1; }
  .hero-title    { font-size: 54px; }
  .hero-tagline  { text-align: center; }

  .services-layout { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .why-card:first-child  { border-radius: var(--radius-md) 0 0 0; }
  .why-card:nth-child(2) { border-radius: 0 var(--radius-md) 0 0; }
  .why-card:nth-child(3) { border-radius: 0 0 0 var(--radius-md); }
  .why-card:last-child   { border-radius: 0 0 var(--radius-md) 0; }

  .regulatory-layout { grid-template-columns: 1fr; gap: 40px; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 36px; }
}

/* ----------------------------------------------------------
   21. Responsive — 768px (Mobile)
   ---------------------------------------------------------- */
@media (max-width: 768px) {
  :root {
    --sp-xl:  40px;
    --sp-2xl: 64px;
    --fs-2xl: 36px;
    --fs-3xl: 38px;
  }

  .nav-links { display: none; }
  .hamburger { display: flex; }

    .hero {
  min-height: auto;
}

.hero-inner {
  grid-template-columns: 1fr;
  padding: 38px 0 28px;
  gap: 18px;
}

.hero-left {
  max-width: 100%;
}

.hero-right {
  display: none;
}

.hero-eyebrow {
  margin-bottom: 14px;
}

.hero-eyebrow-text {
  font-size: 10px;
  letter-spacing: 2px;
}

.hero-title {
  font-size: 30px;
  line-height: 1.05;
  margin-bottom: 10px;
}

.hero-tagline {
  font-size: 14px;
  margin-bottom: 10px;
}

.hero-subtitle {
  font-size: 13px;
  line-height: 1.6;
  margin-bottom: 18px;
  max-width: 100%;
}

.hero-actions {
  flex-direction: column;
  align-items: stretch;
  width: 100%;
  gap: 10px;
}

.hero-actions .btn-primary,
.hero-actions .btn-ghost {
  width: 100%;
  justify-content: center;
}

.hero-scroll {
  display: none;
}
  .btn-primary       { padding: 12px 24px; font-size: 13px; }

  .trust-strip-inner {
  flex-wrap: nowrap;
  justify-content: flex-start;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  gap: 10px;
  padding: 0 16px;
}

.trust-strip-inner::-webkit-scrollbar {
  display: none;
}

.trust-strip-label,
.trust-strip-divider {
  display: none;
}

.trust-badges {
  flex-wrap: nowrap;
  gap: 10px;
  width: max-content;
}

.trust-badge-item {
  min-width: 88px;
  padding: 6px 10px;
}

.trust-badge-abbr {
  font-size: 15px;
}

.trust-badge-full {
  display: none;
}

  .services          { padding: var(--sp-xl) 0; }
  .section-desc      { margin-bottom: var(--sp-md); font-size: 14px; }
  .service-feature-card  { padding: 32px 24px; }
  .service-feature-num   { font-size: 70px; top: 12px; left: 16px; }
  .service-feature-title { font-size: 24px; }
  .service-feature-stats { gap: var(--sp-sm); }
  .service-feature-stat-num { font-size: 22px; }
  .service-grid      { grid-template-columns: 1fr 1fr; gap: 10px; }
  .service-card      { padding: 18px 16px; }
  .service-card-title { font-size: 17px; }
  .services-footer   { flex-direction: column; align-items: flex-start; gap: var(--sp-sm); }

  .why-us    { padding: var(--sp-xl) 0; }
  .why-grid  { grid-template-columns: 1fr 1fr; gap: 2px; }
  .why-card  { padding: 28px 20px; }
  .why-card-num   { font-size: 36px; margin-bottom: 10px; }
  .why-card-title { font-size: 17px; }

  .stats { padding: var(--sp-lg) 0; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2)::after { display: none; }
  .stat-num      { font-size: 44px; }
  .stat-num-text { font-size: 20px; padding-top: 12px; }
  .stat-item-text .stat-label { font-size: 11px; }

  .regulatory { padding: var(--sp-xl) 0; }
  .regulatory-grid { grid-template-columns: 1fr 1fr; }
  .reg-card    { padding: 20px 16px; }
  .reg-card-abbr { font-size: 22px; }

  .contact-strip { padding: var(--sp-xl) 0; }
  .contact-grid  { grid-template-columns: 1fr; gap: var(--sp-sm); }
  .contact-card  { padding: 24px 20px; gap: var(--sp-sm); }
  .contact-card-title { font-size: 20px; }
  .contact-note  { margin-bottom: var(--sp-md); }

  footer {
  padding: 40px 0 0;
}

.footer-inner {
  width: min(100%, calc(100% - 32px));
}

.footer-top {
  grid-template-columns: 1fr 1fr;
  gap: 24px 20px;
  padding-bottom: 24px;
}

.footer-brand-desc {
  font-size: 12px;
  line-height: 1.6;
  max-width: 100%;
}

.footer-col-title {
  font-size: 9px;
  letter-spacing: 2px;
  margin-bottom: 12px;
}

.footer-col a,
.footer-col p {
  font-size: 12px;
  line-height: 1.5;
  margin-bottom: 8px;
}

.footer-bottom {
  flex-direction: column;
  text-align: center;
  gap: 6px;
  padding: 14px 0;
}

.footer-copy,
.footer-popia {
  font-size: 11px;
  line-height: 1.5;
}

  #chat-box      { width: 300px; height: 420px; }
  #chat-widget    { bottom: 74px; right: 14px; }
  #chat-toggle    { width: 44px; height: 44px; }
  .whatsapp-float { bottom: 18px; right: 14px; width: 44px; height: 44px; }
  .whatsapp-float svg { width: 22px; height: 22px; }
  .badge-popup-box { padding: 32px 24px; }
}
@media (max-width: 480px) {
  .footer-top {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .footer-brand-logo {
    margin-bottom: 10px;
  }

  .footer-brand-name {
    font-size: 18px;
  }
}
/* ----------------------------------------------------------
   22. Responsive — 480px
   ---------------------------------------------------------- */
@media (max-width: 480px) {
  .hero-title         { font-size: 32px; }
  .hero-eyebrow-text  { font-size: 10px; letter-spacing: 2px; }
  .service-grid       { grid-template-columns: 1fr; }
  .why-grid           { grid-template-columns: 1fr; }
  .why-card:first-child,
  .why-card:nth-child(2),
  .why-card:nth-child(3),
  .why-card:last-child { border-radius: 0; }
  .why-card:first-child { border-radius: var(--radius-md) var(--radius-md) 0 0; }
  .why-card:last-child  { border-radius: 0 0 var(--radius-md) var(--radius-md); }
  .regulatory-grid    { grid-template-columns: 1fr; }
  .trust-badge-full   { display: none; }
  .trust-badge-abbr   { font-size: 20px; }
}

/* ----------------------------------------------------------
   23. Tablet Hero Fix (769px–1024px)
   ---------------------------------------------------------- */
@media (min-width: 769px) and (max-width: 1024px) {
  .hero           { min-height: auto; }
  .hero-inner     { grid-template-columns: 1fr; gap: 32px; text-align: center; padding: 60px 0 48px; }
  .hero-right     { order: -1; }
  .hero-actions   { justify-content: center; }
  .hero-subtitle  { margin-left: auto; margin-right: auto; }
  .hero-tagline   { text-align: center; }
  .hero-title     { font-size: 48px; }
  .hero-eagle     { width: 160px; height: 160px; }
  .hero-logo-ring-1 { width: 260px; height: 260px; }
  .hero-logo-ring-2 { width: 200px; height: 200px; }
  .hero-logo-ring-3 { width: 160px; height: 160px; }
  .hero-stat-card { display: none; }
  .hero-scroll    { display: none; }
}

/* ----------------------------------------------------------
   24. Reduced Motion
   ---------------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
}

/* ----------------------------------------------------------
   GLOBAL COLOUR SAFETY FIXES
   ---------------------------------------------------------- */

/* Default links inside light sections */
main a:not(.btn-primary):not(.btn-ghost):not(.btn-outline-navy):not(.nav-cta):not(.contact-card-btn):not(.cta-card-btn):not(.service-feature-link) {
  color: var(--navy);
}

main a:not(.btn-primary):not(.btn-ghost):not(.btn-outline-navy):not(.nav-cta):not(.contact-card-btn):not(.cta-card-btn):not(.service-feature-link):hover {
  color: var(--gold);
}

/* Keep nav readable */
.nav-links a,
.nav-links a:link,
.nav-links a:visited {
  color: rgba(255,255,255,0.65);
}

.nav-links a:hover,
.nav-links a.active,
.nav-links a:active {
  color: var(--gold);
}

.nav-cta,
.nav-cta:link,
.nav-cta:visited {
  color: var(--navy-deep) !important;
}

.nav-cta:hover,
.nav-cta:active {
  color: var(--navy-deep) !important;
}

/* Mobile menu links */
.mobile-menu-links a,
.mobile-menu-links a:link,
.mobile-menu-links a:visited {
  color: rgba(255,255,255,0.75) !important;
}

.mobile-menu-links a:hover,
.mobile-menu-links a.active,
.mobile-menu-links a:active {
  color: var(--gold) !important;
}

.mobile-menu-foot a,
.mobile-menu-foot a:link,
.mobile-menu-foot a:visited {
  color: rgba(255,255,255,0.45);
}

.mobile-menu-foot a:hover,
.mobile-menu-foot a:active {
  color: var(--gold);
}

/* Footer text and links */
.footer-brand-desc,
.footer-copy,
.footer-popia,
.footer-col p {
  color: rgba(255,255,255,0.72);
}

.footer-col a,
.footer-col a:link,
.footer-col a:visited,
.footer-copy a,
.footer-copy a:link,
.footer-copy a:visited {
  color: rgba(255,255,255,0.88);
}

.footer-col a:hover,
.footer-col a:active,
.footer-copy a:hover,
.footer-copy a:active {
  color: var(--gold);
}

/* Dark CTA and dark sections */
.rsec-navy .sec-label-text,
.rsec-navy .cta-title,
.rsec-navy .cta-desc,
.rsec-navy .cta-card-title {
  color: var(--white);
}

.rsec-navy .cta-title em {
  color: var(--gold);
}

.rsec-navy .cta-card-detail {
  color: rgba(255,255,255,0.6);
}

.rsec-navy a:not(.cta-card-btn),
.rsec-navy a:not(.cta-card-btn):link,
.rsec-navy a:not(.cta-card-btn):visited {
  color: var(--white);
}

.rsec-navy a:not(.cta-card-btn):hover,
.rsec-navy a:not(.cta-card-btn):active {
  color: var(--gold);
}

/* Chat widget */
#chat-box a,
#chat-box a:link,
#chat-box a:visited {
  color: inherit;
}

@media (max-width: 768px) {
  .hero {
    padding: 80px 20px 50px;
    min-height: auto;
  }

  .hero-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 24px;
  }

  .hero-left {
    order: 2;
    width: 100%;
    max-width: 420px;
  }

  .hero-right {
    order: 1;
    width: 100%;
    display: flex;
    justify-content: center;
  }

  .hero-logo-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: auto;
  }

  .hero-eagle {
    max-width: 130px;
    height: auto;
  }

  .hero-title {
    font-size: 2.2rem;
    line-height: 1.1;
    margin-bottom: 12px;
  }

  .hero-tagline {
    font-size: 1rem;
    line-height: 1.5;
    margin-bottom: 20px;
  }

  .hero-subtitle,
  .btn-ghost,
  .hero-scroll,
  .hero-stat-card,
  .hero-eyebrow,
  .hero-logo-ring {
    display: none !important;
  }

  .hero-actions {
    display: flex;
    justify-content: center;
    margin-top: 0;
  }

  .btn-primary {
    width: auto;
    min-width: 220px;
    text-align: center;
  }
}